Why Choose Us

Welcome to Westridge Financial, where we turn the complex and often daunting process of securing a mortgage into a smooth, straightforward, and even enjoyable journey. At Westridge Financial, we believe that every homebuyer deserves the best mortgage tailored to their unique needs and financial situation. Here’s why countless clients choose us for their home financing needs:

Unmatched Expertise

Margaret Walker, Mortgage Loan Officer at Westridge Financial, brings unmatched expertise to the table. Our dedicated team of seasoned professionals stays updated with the latest market trends, regulations, and lender offerings. We simplify complex financial jargon and procedures, ensuring you are well-informed and confident in your home financing decisions.

Extensive Range of Loan Programs

We recognize that every borrower has unique needs, which is why we offer a comprehensive suite of loan programs:

Fixed-Rate Mortgages: Enjoy stability and predictability with consistent monthly payments.
Adjustable-Rate Mortgages: Benefit from lower initial rates that adapt over time.
FHA Loans: Government-backed options for those with moderate incomes and flexible requirements.
VA Loans: Specially designed for veterans and active-duty military personnel.
USDA Loans: Perfect for rural property buyers with low to moderate incomes.
Renovation Loans: Finance your home improvements and renovations.
Jumbo Loans: For larger amounts that exceed conventional limits.
Refinancing: Options to lower your interest rates or change your loan terms.

Each loan program is meticulously tailored to meet diverse financial situations and homeownership goals.

Strategic Lender Relationships

Our well-established relationships with a variety of lenders mean we can offer competitive rates and diverse loan products that fit your needs perfectly. These connections empower us to negotiate better terms and provide you with options that a single lender cannot match.

Personalized Customer Service

At Westridge Financial, you are not just another application; you are our valued client. We take the time to understand your financial background, aspirations, and concerns. This allows us to craft personalized mortgage solutions that align seamlessly with your homeownership dreams. Our goal is to make your mortgage experience as smooth and stress-free as possible.

Streamlined Pre-Approval Process

Speed and efficiency are essential in the housing market. Our streamlined pre-approval application process is designed to help you get a head start, making you a more attractive buyer. The sooner you have your pre-approval, the sooner you can focus on finding your dream home.

Trust and Integrity

Building trust and maintaining integrity are at the core of our business. We adhere to the highest ethical standards and are fully committed to transparency and honesty in all our transactions. Our clients’ trust is paramount, and we work diligently to earn and retain it.

Transparent Communication

Transparency is key to a successful mortgage process. We communicate clearly and frequently, ensuring you are up-to-date with every aspect of your mortgage application. From initial consultation to closing, we provide you with straightforward and timely updates.

Educational Resources

We believe an informed client is an empowered client. Westridge Financial provides a wealth of resources, including a comprehensive Loan Process, Home Buyers Guide, and informative FAQs to answer all your questions and provide guidance throughout your journey.

Proven Success

Our success is reflected in the satisfaction and trust of our clients. We take pride in the many homeowners we’ve helped achieve their dreams. Check our testimonials and success stories to understand why Westridge Financial is the preferred choice for so many.

Local Market Knowledge

Our brokers possess in-depth knowledge of local markets, ensuring you get the best advice tailored to the specific dynamics of your area. We understand the regional nuances that can affect mortgage terms and real estate transactions, giving you a competitive edge in your home buying process.

Continuous Support

Our commitment to you doesn’t end at closing. Westridge Financial provides continuous support and advice, helping you manage your mortgage effectively over the long term. Whether you’re looking to refinance, move to a new home, or simply have questions about your mortgage, we’re always here to assist you.

Community Involvement

We are not just part of the mortgage industry; we are part of the community. Westridge Financial actively participates in community events and initiatives, demonstrating our commitment to making a positive impact locally.

Ready to embark on your homeownership journey with a trusted partner? Contact Us Today to start your journey towards finding the best mortgage at the lowest possible rate. With Westridge Financial by your side, you’ll navigate the mortgage maze with ease and confidence, ensuring a truly rewarding home buying experience.